Receive 50% Discount Grant up to RM 5000 Per company.

Under the SME Business Digitalization Grant

*LIMITED to the first 100,000 SME Applicants. *

Use this opportunity to grow your business in this volatile modern era with a user-friendly accounting solution, Improve your business’s efficiently so it can run smoothly.

SME Digitalization Grants

Kusimi E-Solution is a certified Technology Solution Provider under the Malaysian Government’s Business Digitalization Matching Grant initiative for SMEs. The government will provide a 50% matching grant of up to RM5,000 per company for the subscription of the selected services. This means if an SME business buys up to RM10,000 of accounting software, the government will pay for 50% of whatever you spend (T&Cs apply).  

This matching grant will be worth RM500 million over 5 years, limited to the first 100,000 SMEs applying to upgrade their systems. So spread the good news to small business owners you’re close to – you may give them a pleasant surprise! Take this opportunity to upgrade your accounting solutions, improve your business efficiency to give you more time to focus on growing your business!
Register for our briefing, call our customer service team or chat with us to find out if you qualify and how we can help you apply!

SMEs Eligibility

Requirements to be able to apply

The Company is at least 60% owned by Malaysians.

Must be registered under the relevant laws of malaysia.

Must have been in operation for at least six (6) months.

Minimum of average annual sales turnover of RM50,000.

The Company is at least 60% owned by Malaysians.

Must be registered under the relevant laws of malaysia

Must have been in operation for at least six (6) months.

Minimum of average annual sales turnover of RM50,000.

SME Digitalisation Initiative

  1. Please download this Application Form for the SME Digitalisation Initiative and Include them with the rest of the files required for the SME Grant.
  2. Please Upload all necessary documents at the “Upload Files and Documents here”  section in the form below.
  3. To make it a bit easier to upload files i recommend selecting all necessary documents in one place (I.e. a folder where you have put the documents in)  so that all the documents would be selected and then uploaded all together.
  4. The Required Documents are such as : 
  • Complete application form.
  • Copy of IC or Passport of ALLDirector(s) / Partner(s) / Proprietor(s).
  • Trading License 2021.
  • Form 9 / Form 13
  • Latest audited financial statement / Bank statement for latest 2 months
  • Quotation / Invoice and service agreement from TSP.
  1. To be more in depth about the “Required Documents” please seek the “Frequently asked question” down below.

Frequently ask questions :

SME Digitalisation Initiative is a new grant initiative provided by the Ministry of Finance Malaysia to assist Small and Medium Enterprises (“SME”) to adopt Digitalisation in their business operations.

As announced in Malaysia’s 2020 Budget presentation, the Government will provide a 50% matching grant of up to RM5,000.00 per company over a period of 5 years for the subscription of digital services that will enhance their productivity and competitiveness.

1. Grant 

This matching grant is limited to one (1) application per SME only, however, SMEs are allowed to apply up to three (3) digital services with one (1) or more service providers that is endorsed by MDEC (“Service Provider”).



This grant facility is provided by the Government for a period of five (5) years beginning from 17th February 2020 or upon reaching 100,000 applications, whichever comes first.



No fees imposed.

There are seven (7) types of digitalisation services available as follows:-


  1. Electronic Point of Sale System (e-POS)
  2. Human Resource Payroll System/Customer Relationship Management (CRM)
  3. Digital Marketing / Sales
  4. Procurement
  5. Enterprise Resource Planning (ERP)/Accounting and Taxation.
  6. Remote Working
  7. E-Commerce

Applications are to be attached with the following supporting documents:


  1. Completed SME Digitalisation Initiative Application Form.
  2. A copy of the Identification Card or Passport of Director (s) / Partner (s) / Proprietor(s) of the SME / Applicant appointed by the Coop , whichever is applicable.
  3. A copy of the SME’s business registration licenses (CCM or any similar forms under the Companies Act 2016). For Coop, a copy of SKM registration certificate.
  4. Latest audited financial statements or latest financial management account statement or the SME/Coop bank statement for the latest two (2) months;
  5. Trading License 2021.
  6. Quotation/invoice for the selected digitalisation services from the Service Provider listed by MDEC; and
  7. Any other information and documents as and when required by the bank.
  1. The SME must contact and appoint one or more panel of service providers listed by MDEC to perform any of the digitalisation services available (maximum of 3 digital services)
  2. The SME is to complete and submit the application form along with required documents to the Service Provider.
  3. The Service Provider is to submit the application form together with the supporting documents to the Bank.
  4. Once the SME’s application is approved, subject to the total invoice amount, the SME is responsible to pay the difference of the total invoice after deducting the subsidised amount granted from the Initiative for each digitalisation service to the Service Provider.
  5. The Bank will then make a direct 50% payment of the total invoice amount or up to RM5,000.00 to the Service Provider in one lump sum payment or in stages based on the Bank’s discretion.  
  1. SME contacts TSP for (max 3 services).
  2. SME submits application form & required documents to TSP.
  3. TSP submits documents to bank.
  4. Once approved, SME has to pay the remaining amount after deducting the subsidized amount.
  5. Bank will make direct 50% payment (up to RM5,000) to TSP.

For more information, please contact the numbers below: 


Asian Business Software Solutions Sdn Bhd (ABSS)



BSN (Bank Simpanan Nasional)



SME Bank (Small Medium Enterprise Development Bank Malaysia Berhad)

03 – 2603 7700